Currently with bank interest rates at historically low levels, you will find that the bank will not offer much on your savings or term-deposits. We have a large range of investment options that will likely see much higher returns enabling you to achieve regular income goals or retirement savings goals. Talk to us to find out where we can make your money provide more favourable returns than the banks.

Depending on the provider that your funds are invested in we can help you with the correct forms and liaise with the fund provider on your behalf once we have your signed instructions.

Depending on the provider we end up investing your funds with, your funds are generally held in an independent custodial account operated by a third-party, who have been appointed to provide custody services to the particular provider. This ensures that there is complete separation of client assets from Crypto Advisory as a business. The custodial account is also made to ensure that all assets, including the bank accounts, are ring-fenced from the particular custodian’s business. The custodians monitor the investments made ensuring they are consistent with what investors should expect. The custodians are usually audited annually along with reporting required by the FMA.

All investment carries risk, there is a risk that the returns may not meet expectations, or you may incur some short-term losses or even loss of capital. Some level of risk must be accepted in order to achieve your goals. At Crypto Advisory we will help you assess the level of risk you are prepared to take and invest your money accordingly.

Yes, you have to pay tax on your investment earnings, however we have a range of investment funds available that are Zero-Rated PIE which means you will only pay tax at your prescribed investor rate rather than your personal tax rate, potentially saving you tax.